sue equifax

Why People are Opting to Sue Equifax

Last year, Equifax was subject to a data breach which affected more than 140 million users, making up around 44 percent of the population of the United States. Equifax is a major credit reporting agency, and the people who were affected by the breach have had their data disclosed to unauthorised third parties, putting them at risk of identity theft.

Because of the scale of the breach and the severity of the impact that it could have on people's lives, many people are now opting to sue Equifax over the issue. There is a class action lawsuit planned, but in the mean time it is possible for people to take Equifax to the small claims court to claim negligence over the breach.

If you are interested in making a claim, then you have the option to sue Equifax for maximum damages in your state. The amount that can be claimed varies - some people are able to claim for up to $2,500, and in some areas the possible claim goes all the way up to $25,000. These claims are made through the small claims court so it is possible for an individual to put in a claim without using a lawyer although some people are opting to have a lawyer serve the claim to Equifax for them to save time. There are free chat bots that can be used to help people fill out the small claims form.

Equifax has provided a tool on their website to help people determine whether their data was leaked as a part of the breach. This tool is free to use. Simply enter your name and the last six digits (only those digits, not the whole thing) of your SSN. If you have been a part of the breach then you may want to check your credit file for fraud.